Duleek Credit Union joined the Irish Credit Bureau in July 2010.
The Board of Directors has a responsibility under Credit Union and Consumer Credit Legislation to safeguard the assets of the Credit Union and to ensure that members do not become over-indebted.
This means minimising bad debts and other costs of credit and ensuring that as much information as possible is obtained to assess a member’s ability to repay a loan.
When applying for a loan, members will be asked to sign an ICB and Credit Register consent form in order for us to seek a credit report from ICB and the Central Bank Credit Register detailing their credit history in other financial institutions. Full details of consent forms are discussed with members when applying for a loan. A member information leaflet is also available, please click here.